As experts in assisting adjusters with HVAC claims, we at Zap Consulting have noticed a recurring trend: confusion and misinformation about HVAC refrigerant regulations. As we begin the new year, it’s time to address the growing concerns about the future of refrigerants like R-454B and R-32.
A Familiar Pattern: Learning from the Transition to R-410A
History has a way of repeating itself. When R-410A was introduced as a replacement for R-22 due to its ozone-depleting properties, many contractors inaccurately claimed that R-22 systems could no longer be repaired or replaced.
This was not true. Even today, R-22 systems can still be serviced using reclaimed or stockpiled R-22. However, with the production and import of R-22 banned since 2020, its availability is severely limited, and costs have skyrocketed, usually making it impractical.
This situation illustrates an important lesson: misinformation can create unnecessary panic and lead to premature and costly decisions, whether due to misunderstanding or deliberate intent.
The Current Debate: Do All New Systems Require R-454B or R-32?
Fast-forward to today, and a similar narrative is emerging regarding the refrigerants R-454B and R-32. Many contractors are adamant that, due to regulatory changes, all new HVAC systems in 2025 will require these refrigerants.
Let’s set the record straight: the EPA does not currently mandate the use of R-454B or R-32 in HVAC systems.
The ongoing phasedown of high-global warming potential (GWP) refrigerants like R-410A, mandated under the American Innovation and Manufacturing (AIM) Act, is driving manufacturers to adopt lower-GWP alternatives such as R-454B and R-32.
While these refrigerants are becoming the standard for many new systems, this transition is industry-driven, not a direct requirement of the EPA.
Simply put, there is no regulation explicitly requiring all new systems to use R-454B or R-32, though their adoption is a natural response to evolving environmental standards.
What This Means for Adjusters
As adjusters handling HVAC-related property claims, it’s essential to navigate these changes with clarity and confidence.
Here are a few key takeaways:
Misinformation Persists: Contractors may claim that only systems running on R-454B or R-32 are allowed in 2025. This is not true. Adjusters should refer to the latest EPA guidelines to address these claims and ensure compliance with factual regulations.
Stay Informed: While the AIM Act does not mandate specific refrigerants, it’s important to monitor the ongoing HFC phasedown and stay updated on the refrigerants approved by the EPA’s Significant New Alternatives Policy (SNAP) program.
Zap Consulting: Your Partner in Navigating Change
Navigating HVAC claims in this evolving regulatory environment can be complex. At Zap Consulting, we are here to help adjusters manage claims efficiently, ensuring that decisions align with current regulations while protecting insurers and policyholders from unnecessary costs.
Our expertise allows us to separate fact from fiction and provide the guidance adjusters need to handle claims involving HVAC systems.
For more information or assistance with your next HVAC claim, contact Zap Consulting today. Together, we can cut through the confusion and deliver accurate, reliable results.